⚠️ Changes take effect 1 July 2027

2027 Negative Gearing Calculator

See exactly how the July 2027 rule changes affect your investment property tax position

Your property details

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Interest portion only, not repayments

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Your tax position

Depreciation estimated at 0.5% of property value.

Before 1 July 2027

Annual tax saving: $6,094

Out-of-pocket after tax: $12,656/yr

After 1 July 2027

Annual tax saving: $0 (losses quarantined)

Out-of-pocket: $18,750/yr

Annual impact from 2027

$6,094 worse off/yr

Estimates only. Tax rules are subject to change and have not been legislated. Consult a registered tax agent.

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